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113394 - 12C Platinum Calculator
HP 113394 - 12C Platinum Calculator Manuals
Manuals and User Guides for HP 113394 - 12C Platinum Calculator. We have
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HP 113394 - 12C Platinum Calculator manual available for free PDF download: User Manual
HP 113394 - 12C Platinum Calculator User Manual (278 pages)
Platinum Financial Calculator
Brand:
HP
| Category:
Calculator
| Size: 2.21 MB
Table of Contents
Introduction
3
About this Handbook
3
Financial Calculations in the United Kingdom
4
For more Solutions to Financial Problems
4
Table of Contents
5
Contents
7
Contents
9
Part I: Problem Solving
15
Getting Started
16
Power on and off
16
Low-Power Indication
16
Adjusting the Display Contrast
16
Section 1: Getting Started
16
The Keyboard
16
Keying in Numbers
17
Digit Separators
17
Negative Numbers
17
Keying in Large Numbers
18
Backspacing
18
The CLEAR Keys
19
Undo Operation
20
The RPN and ALG Keys
20
Simple Arithmetic Calculations in RPN Mode
21
Simple Arithmetic Calculations in ALG Mode
22
Chain Calculations in RPN Mode
23
Chain Calculations in ALG Mode
26
Parentheses Calculations
26
Storage Registers
27
Storing and Recalling Numbers
27
Clearing Storage Registers
29
Storage Register Arithmetic
29
Percentage and Calendar Functions
31
Percentage Functions
31
Percentages in RPN Mode
31
Section 2: Percentage and Calendar Functions
32
Percentages in ALG Mode
32
Net Amount in RPN Mode
33
Net Amount in ALG Mode
33
Percent Difference
34
Percent of Total in RPN Mode
35
Percent of Total in ALG Mode
36
Calendar Functions
37
Date Format
37
Future or Past Dates
38
Number of Days between Dates
40
Basic Financial Functions
41
The Financial Registers
41
Storing Numbers into the Financial Registers
41
Displaying Numbers in the Financial Registers
41
Clearing the Financial Registers
42
Simple Interest Calculations
42
Financial Calculations and the Cash Flow Diagram
44
The Cash Flow Sign Convention
46
The Payment Mode
46
Generalized Cash Flow Diagrams
47
Compound Interest Calculations
49
Specifying the Number of Compounding Periods and the Periodic Interest Rate
49
Calculating the Number of Payments or Compounding Periods
49
Calculating the Periodic and Annual Interest Rates
55
Calculating the Present Value
56
Calculating the Payment Amount
58
Calculating the Future Value
60
Odd-Period Calculations
63
Amortization
69
Additional Financial Functions
72
Discounted Cash Flow Analysis: NPV and IRR
72
Calculating Net Present Value (NPV)
73
Section 4: Additional Financial Functions
73
Calculating Internal Rate of Return (IRR)
78
Reviewing Cash Flow Entries
79
Changing Cash Flow Entries
80
Bond Calculations
82
Bond Price
82
Bond Yield
83
Depreciation Calculations
84
Additional Operating Features
86
Continuous Memory
86
Section 5: Additional Operating Features
87
The Display
87
Status Indicators
87
Number Display Formats
87
Scientific Notation Display Format
88
Special Displays
90
The Key in RPN Mode
90
The Key in RPN Mode
91
Arithmetic Calculations with Constants
91
Recovering from Errors in Digit Entry
92
Statistics Functions
93
Accumulating Statistics
93
Section 6: Statistics Functions
93
Correcting Accumulated Statistics
94
Mean
94
Standard Deviation
96
Linear Estimation
97
Weighted Mean
99
Mathematics and Number-Alteration Functions
100
One-Number Functions
100
The Power Function in RPN Mode
102
The Power Function in ALG Mode
102
Part II: Programming
103
Programming Basics
104
Creating a Program
104
Section 8: Programming Basics
104
Why Use Programs
104
Running a Program
106
Program Memory
108
Identifying Instructions in Program Lines
108
Displaying Program Lines
109
The 000 Instruction and Program Line 000
112
Expanding Program Memory
112
Setting the Calculator to a Particular Program Line
114
Executing a Program One Line at a Time
114
Interrupting Program Execution
117
Pausing During Program Execution
117
Stopping Program Execution
122
Branching and Looping
125
Simple Branching
125
Looping
126
Conditional Branching
129
Program Editing
139
Changing the Instruction in a Program Line
139
Section 10: Program Editing
139
Adding Instructions at the End of a Program
140
Adding Instructions Within a Program
142
Adding Instructions by Replacement
142
Adding Instructions by Branching
144
Multiple Programs
149
Section 11: Multiple Programs
149
Storing Another Program
149
Running Another Program
153
Part III: Solutions
155
Real Estate and Lending
156
Annual Percentage Rate Calculations with Fees
156
Section 12: Real Estate and Lending
156
Price of a Mortgage Traded at a Discount or Premium
159
Yield of a Mortgage Traded at a Discount or Premium
161
The Rent or Buy Decision
163
Deferred Annuities
169
Investment Analysis
171
Partial-Year Depreciation
171
Straight-Line Depreciation
171
Declining-Balance Depreciation
176
Sum-Of-The-Years-Digits Depreciation
180
Section 13: Investment Analysis
171
Full- and Partial-Year Depreciation with Crossover
184
Excess Depreciation
191
Modified Internal Rate of Return
192
Black-Scholes Formula for Valuing European Options
194
Leasing
202
Advance Payments
202
Solving for Payment
202
Section 14: Leasing
202
Solving for Yield
206
Advance Payments with Residual
209
Solving for Payment
209
Solving for Yield
212
Savings
213
Nominal Rate Converted to Effective Rate
213
Effective Rate Converted to Nominal Rate
215
Continuous Rate Converted to Effective Rate
216
Bonds
217
30/360 Day Basis Bonds
217
Annual Coupon Bonds
222
Appendices
227
Appendix A: RPN and the Stack
228
Getting Numbers into the Stack: the Key
229
Termination of Digit Entry
230
Stack Lift
230
Rearranging Numbers in the Stack
230
The Key
230
One-Number Functions and the Stack
231
Two-Number Functions and the Stack
231
Mathematics Functions
231
Percentage Functions
232
Calendar and Financial Functions
233
The LAST X Register and the Key
234
Chain Calculations in RPN Mode
234
Arithmetic Calculations with Constants
235
Appendix B: Algebraic Mode (ALG)
237
Simple Arithmetic Calculations in ALG Mode
237
Keying in Negative Numbers
238
Chain Calculations in ALG Mode
238
The Key in ALG Mode
239
The History Stack in ALG Mode
239
Parentheses Calculations
240
Percentage Functions
241
Percent Difference
241
Percent of Total
242
The Power Function
242
Appendix C: more about L
243
Appendix D: Error Conditions
245
Error 0: Mathematics
245
Error 1: Storage Register Overflow
246
Error 2: Statistics
246
Error 3: IRR
246
Error 4: Memory
246
Error 5: Compound Interest
247
Error 6: Storage Registers
248
Error 7: IRR
248
Error 8: Calendar
249
Error 9: Service
249
Pr Error
249
Appendix E: Formulas Used
250
Percentage
250
Interest
250
Simple Interest
250
Compound Interest
251
Amortization
251
Discounted Cash Flow Analysis
252
Net Present Value
252
Internal Rate of Return
252
Calendar
252
Actual Day Basis
252
30/360 Day Basis
252
Bonds
253
Black-Scholes Formula for Valuing European Options
254
Depreciation
254
Straight-Line Depreciation
255
Sum-Of-The-Years-Digits Depreciation
255
Declining-Balance Depreciation
255
Modified Internal Rate of Return
256
Advance Payments
256
Interest Rate Conversions
256
Finite Compounding
256
Continuous Compounding
256
Statistics
257
Mean
257
Weighted Mean
257
Linear Estimation
257
Standard Deviation
257
Factorial
257
The Rent or Buy Decision
258
Appendix F: Battery, Warranty, and Service Information
259
Battery
259
Low-Power Indication
259
Installing a New Battery
260
Verifying Proper Operation (Self-Tests)
261
Warranty
263
Service
264
Regulatory Information
265
Temperature Specifications
266
Noise Declaration
266
Disposal of Waste Equipment by Users in Private Household in the European Union
266
Appendix G: United Kingdom Calculations
267
Mortgages
267
Annual Percentage Rate (APR) Calculations
268
Bond Calculations
268
Function Key Index
269
Programming Key Index
272
Subject Index
274
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